Going on vacation is supposed to be a relaxing and peaceful experience, but sometimes even the best planning can’t keep bad things from happening. If your dream vacation falls through or you fall ill, travel insurance can save you thousands of dollars.
AAA advises travelers against purchasing policies through the tour operator. If the company goes out of business, chances are good your policy will be worthless. Also, buying travel insurance from a cruise line because these policies may carry less coverage and benefits may stop between 24 and 72 hours before departure.
So, it is best to purchase AAA travel insurance when your trip is booked. By doing so you can reduce the stress on your end and should anything go wrong, you have a well trained advocate to work through your issues.
Beyond travel insurance, AAA suggests all travelers examine their existing policies in case they need to make improvements.
- Auto insurance - Your auto policy may not provide coverage outside the United States. Depending on your destination, you may need insurance through a car rental company and an international driving permit.
- Umbrella policy - If you have this policy, lost luggage may already be covered.
- Medical Insurance - Many health plans do not provide coverage outside the United States, except for business travel. Medicare will not provide coverage when traveling abroad. A travel agent can customize an international medical policy for your needs.
Call us if you have any questions about travel insurance at 651-264-1230.