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View the latest blog posts from Lancette Agency LLC.

Your boiler is one of the most important components of your home. Yet, when it stops working, you may not be sure what steps to take to pay for its replacement. Unfortunately, most times, your home insurance policy does not cover boiler breakdowns. There are some situations in which it can help you, though. READ MORE >>

Your driveway has a large crack running through it. Someone could trip and suffer a significant injury from this. Yet, the cost to make the repairs is high. Could your home insurance help you? As a component of the structure of your property, your driveway may have some coverage under your policy. READ MORE >>

Bodily injury liability insurance is one of the most common forms of liability insurance required for drivers today. Most states require this type of coverage. It provides for financial protection for other individuals when they suffer injuries as a result of your actions or inaction. READ MORE >>

Aging plumbing systems can pose a problem for any property owner. If your home is having any type of plumbing problem, this could signal a need for repair. Home insurance may cover some types of plumbing damage and incidents, but not all of them. A properly working plumbing system protects the value of your home. READ MORE >>

Everyone makes a few mistakes from time to time. But, kicking bad driving habits can save you money. You may be able to avoid fines for a ticket. You may also be able to keep your auto insurance rates low. How can you kick those habits you are not proud of? #1: Pay Attention to What Is Around You READ MORE >>

Insurers keep track of home insurance claims. They use this information to determine how likely a person is to file another claim. The information can also shed light on the type of financial responsibility a property owner has. Many claims remain on your record for as long as seven years. READ MORE >>

A deer runs out onto the road. You notice a dog in the street at the last second and have to brake hard. These types of instances can be challenging to manage. Your auto insurance policy may cover some or all of the damage you experience if you can't avoid a crash with an animal. READ MORE >>

It is time to purchase a new motorcycle. This purchase can be exciting. It can gives you a new sense of freedom. But, it is also a valuable investment. You need to do what it takes to protect it. If you buy a new motorcycle with a loan, the lender will likely require comprehensive motorcycle insurance. READ MORE >>

Thousands of businesses offer in-home services to their clients. Plumbers might travel to make repairs. Electronics technicians might repair computers and TVs. Even grocery stores now offer delivery to customers' front doors. Yet, every time you dispatch an employee to someone else's property, there's a risk that they could do damage. READ MORE >>

If you live in a rental home, you don't own your property. It belongs to someone else. As such, this setup will always create a degree of unfamiliarity for the renter. This might raise a renter's risks of certain hazards, including theft. However, if theft occurs in your rental, it can carry a heavy toll. READ MORE >>

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