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Motorcycle on Gravel RoadA motorcycle is a huge investment, and keeping that investment safe should be one of your priorities. There are a number of ways to protect your motorcycle, but one of the first items on your agenda should be obtaining a comprehensive motorcycle insurance policy that will help absorb the costs in the event of an accident, theft, fire or other occurrence.

Ways to Protect Your Motorcycle

Accidents and theft are extreme circumstances, but there are other ways you can effectively protect your motorcycle.
  • Obtain a Comprehensive Policy: Having a comprehensive motorcycle insurance policy will give you the highest protection you can possibly get beyond what's required by law. You want to make sure you have a policy in place to protect others from injury, provide provisions to repair your motorcycle if in an accident and to cover your losses if someone who is underinsured or without insurance damages your bike. Additional coverage may be needed if you have invested additional dollars on improvements, which increases the value.
  • Get a Cover: If your motorcycle has to be left outside and face the elements, using a cover can protect your paint while keeping other debris away from your bike and other intricate components needed to keep your bike running properly.
  • Invest in Good Tires: Tires can help keep your motorcycle from riding off-balance or leaving you stranded. Maintaining good tire pressure and investing in a good set of tires helps increase the performance of the bike.

Is There a Specific Additional Coverage I Should Look Into?

If your motorcycle is in an area where you are concerned about its safety, your independent insurance agent should be able to assist you with obtaining a motorcycle theft insurance policy. Although it may be included in the comprehensive part of your policy, it's best to make sure and check the fine print to ensure every instance is covered, or the replacement value is enough to meet your needs.

Working with a knowledgeable agent can help you take the guesswork out of which coverage options will be right for you, and will provide information on the policies that will help in protecting your investment.

Keep your bike safe on the road. Call Lancette Agency at (651) 264-1230 for more information on Minneapolis motorcycle insurance.
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