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Lancette Agency LLC Blog: auto insurance

View the latest blog posts from Lancette Agency LLC.

There are many situations where a person needs to purchase car insurance for their vehicle. What if you do not own a vehicle? You may still be a driver, but you don't own a car at this time. Do you need auto insurance? The answer here is yes. READ MORE >>

After a car accident, the long-term impact can be more serious than you thought possible. In some situations, men and women face medical care and surgeries. They lose time at work. In some situations, you may even find you need rehab to get back to where you want to be. Will your auto insurance cover these costs? READ MORE >>

Bodily injury liability insurance is one of the most common forms of liability insurance required for drivers today. Most states require this type of coverage. It provides for financial protection for other individuals when they suffer injuries as a result of your actions or inaction. READ MORE >>

Everyone makes a few mistakes from time to time. But, kicking bad driving habits can save you money. You may be able to avoid fines for a ticket. You may also be able to keep your auto insurance rates low. How can you kick those habits you are not proud of? #1: Pay Attention to What Is Around You READ MORE >>

A deer runs out onto the road. You notice a dog in the street at the last second and have to brake hard. These types of instances can be challenging to manage. Your auto insurance policy may cover some or all of the damage you experience if you can't avoid a crash with an animal. READ MORE >>

Here in Minnesota, we're used to dealing with winter weather and hazardous roadways. But, if you're a new resident, or don't hit the roads often, your winter driving skills might need work. Snow, ice, and other weather can easily make for hazardous roadways. The risks for accidents or breakdowns skyrocket during winter storms. READ MORE >>

Most car insurance policies contain the ability to make an adjustment to the basic plan. This change in the policy is known as an insurance endorsement. In most situations, an endorsement a change to the base policy that you, as the policyholder, has requested. READ MORE >>

If you're married and/or have children, you may have multiple drivers listed on your auto insurance policy. This may especially be true if several people share the same vehicle. But on the other hand, there may be certain people that you do not want driving your car. This may be because this person: READ MORE >>

If you've ever loaned your car to a friend who then allowed another person to drive your car, you may have been a little concerned about coverage. You may have wondered about what your auto insurance would cover if the third party were to be involved in an accident. READ MORE >>

Across the country, drivers are required to purchase auto insurance to protect the safety of everyone who shares the roadways. However, minimum coverage requirements do vary from state to state. Since our agency is located in Minnesota, we'd like to take the opportunity to explain the Minnesota car insurance laws in detail. READ MORE >>

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