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Lancette Agency LLC Blog: auto

View the latest blog posts from Lancette Agency LLC.

Most car insurance policies contain the ability to make an adjustment to the basic plan. This change in the policy is known as an insurance endorsement. In most situations, an endorsement a change to the base policy that you, as the policyholder, has requested. READ MORE >>

If you're married and/or have children, you may have multiple drivers listed on your auto insurance policy. This may especially be true if several people share the same vehicle. But on the other hand, there may be certain people that you do not want driving your car. This may be because this person: READ MORE >>

If you've ever loaned your car to a friend who then allowed another person to drive your car, you may have been a little concerned about coverage. You may have wondered about what your auto insurance would cover if the third party were to be involved in an accident. READ MORE >>

Across the country, drivers are required to purchase auto insurance to protect the safety of everyone who shares the roadways. However, minimum coverage requirements do vary from state to state. Since our agency is located in Minnesota, we'd like to take the opportunity to explain the Minnesota car insurance laws in detail. READ MORE >>

Imagine paying for car insurance not based on the driving habits of your demographic, but rather on the way you actually drive as an individual. This is the essence of usage-based insurance — in which a telematic device is installed in your car and tracks your driving behavior. READ MORE >>

Would you ever drive the length of a football field at 55 mph blindfolded? Well that's essentially what you're doing when texting while driving. According to the National Highway Traffic Safety Administration, texting behind the wheel takes a driver's eye off the road for an average of 4. READ MORE >>

Apart from the obvious road hazards, truckers face a variety of risks with every shift. Long, irregular hours, tight delivery schedules and sitting for lengthy chunks of time can stress your body and lead to health concerns. Below, we discuss four trucking hazards and how you can avoid them. READ MORE >>

Winter road conditions can be tough to navigate for any driver, whether experienced or not. In colder climates, it’s likely that you’ll experience a loss of traction at some point during the harsh winter months and it’s important to familiarize yourself with these situations before you find yourself in one. READ MORE >>

It’s often said that Midwesterners are a pretty strong breed, in part because the harsh winters have toughened us up. We’re also practical, and know that understanding winter hazards is the best way to get through the season safe and sound. Tips for avoiding costly weather-related repairs READ MORE >>

When you think of winter, you might daydream about skiing, sledding, holidays and snowmen. But before you start jumping into all the fun, make sure your home and vehicles are able to take on the demands of harsh weather.   Make Your Car Roadworthy Get your car into an auto mechanic for a top-to-bottom checkup that includes: READ MORE >>

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