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Committed to Serving You While Keeping Our "Social Distance" - COVID-19 Message

Our nation has been trying its best to stop COVID -19 from spreading in our communities.  Not knowing what will happen in the next few weeks and months leaves us all with questions.   In order to keep all of us as safe and healthy as possible, we are going to maintain contact with you via phone, email and regular mail service as needed.  We are not scheduling in-office or face-to-face meetings.

At this time, Dan, Wanda and Gwen are in the office Monday through Friday 9-5pm daily.  We are responding to all calls and emails in a timely manner.  Just know, we can also work remotely and will be able to respond to any needs in the event of a full office closure.  Should you need to make a payment or a policy change, please reach out to us directly at 651-264-1230.  The Contact Us tab at the top of the website has all of our emails as well. 

If it is after hours and you have a claim to report, calling your carrier directly would be a faster response.  This is a great time to make sure you have your insurance carrier's MOBILE app as well.  Here is the carrier link page.  https://www.lancetteagency.com/links.aspx

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Home > Blog > Lancette Agency LLC Blog: auto
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Lancette Agency LLC Blog: auto

View the latest blog posts from Lancette Agency LLC.

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Wednesday, November 25, 2020

Do I Need Car Insurance if I Don’t Drive My Car?

These days, with so many social distancing and isolation orders persisting throughout the United States, there are fewer people on the roads than ever before. You might be working from home, avoiding social events or just staying in and staying safe. This probably means you are driving a lot less. READ MORE >>

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Thursday, January 23, 2020

Will An Accident That’s Not My Fault Affect My Rates?

If you are driving and you are in an accident, expect your auto insurance rates to go up. That's most likely going to happen regardless of whether you are found to be at fault. Why Does A Not-at-Fault Accident Affect My Premiums? A car insurance provider's business model is built around risk. READ MORE >>

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Wednesday, November 20, 2019

Insurance Myths: Does Car Color Affect Your Rates?

No, car color does not affect your insurance rates. In fact, your insurer probably doesn't even know what color your car is. This is, to be blunt, one of the sillier myths surrounding car insurance, but — to be fair — you can't blame people for making the assumption that car color and insurance rates are correlated. READ MORE >>

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Monday, October 14, 2019

How to Save on Auto Insurance

Contrary to popular belief, a good auto insurance policy doesn't have to cost a fortune. Read this article to learn a few tips that will help you cut down on your auto insurance premiums. 1. Get Multiple Quotes The first thing that you should do is get quotes from a variety of insurance companies. READ MORE >>

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Sunday, September 15, 2019

Getting Help from Your Auto Insurance Provider After Accidents

When an accident occurs, you may feel overwhelmed with what happened. It is a scary situation. The good news is that your auto insurance agent is there to help you through the process of recovering your losses. It’s a good idea to reach out as soon as you have an accident to discuss the ways the insurer can help. READ MORE >>

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Thursday, July 11, 2019

When Should You Have Replacement Value for Auto Insruance

Choosing the right form of auto insurance is essential, and it can be very hard to do. Though you may know to buy comprehensive, collision, and liability insurance, you may not realize you have a few other decisions to make. For example, should you choose cash value or replacement value coverage? READ MORE >>

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Wednesday, May 15, 2019

What Is Non-Owner Auto Insurance Coverage

There are many situations where a person needs to purchase car insurance for their vehicle. What if you do not own a vehicle? You may still be a driver, but you don't own a car at this time. Do you need auto insurance? The answer here is yes. READ MORE >>

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Wednesday, March 13, 2019

Will Your Auto Insurance Pay for Medical Rehabilitation?

After a car accident, the long-term impact can be more serious than you thought possible. In some situations, men and women face medical care and surgeries. They lose time at work. In some situations, you may even find you need rehab to get back to where you want to be. Will your auto insurance cover these costs? READ MORE >>

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Wednesday, November 14, 2018

What Does Bodily Liability Insurance Mean?

Bodily injury liability insurance is one of the most common forms of liability insurance required for drivers today. Most states require this type of coverage. It provides for financial protection for other individuals when they suffer injuries as a result of your actions or inaction. READ MORE >>

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Thursday, September 13, 2018

5 Tips For Kicking Bad Driving Habits

Everyone makes a few mistakes from time to time. But, kicking bad driving habits can save you money. You may be able to avoid fines for a ticket. You may also be able to keep your auto insurance rates low. How can you kick those habits you are not proud of? #1: Pay Attention to What Is Around You READ MORE >>

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