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Committed to Serving You While Keeping Our "Social Distance" - COVID-19 Message

Our nation has been trying its best to stop COVID -19 from spreading in our communities.  Not knowing what will happen in the next few weeks and months leaves us all with questions.   In order to keep all of us as safe and healthy as possible, we are going to maintain contact with you via phone, email and regular mail service as needed.  We are not scheduling in-office or face-to-face meetings.

At this time, Dan, Wanda and Gwen are in the office Monday through Friday 9-5pm daily.  We are responding to all calls and emails in a timely manner.  Just know, we can also work remotely and will be able to respond to any needs in the event of a full office closure.  Should you need to make a payment or a policy change, please reach out to us directly at 651-264-1230.  The Contact Us tab at the top of the website has all of our emails as well. 

If it is after hours and you have a claim to report, calling your carrier directly would be a faster response.  This is a great time to make sure you have your insurance carrier's MOBILE app as well.  Here is the carrier link page.  https://www.lancetteagency.com/links.aspx

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Home > Blog > Lancette Agency LLC Blog: car
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Lancette Agency LLC Blog: car

View the latest blog posts from Lancette Agency LLC.

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Wednesday, November 25, 2020

Do I Need Car Insurance if I Don’t Drive My Car?

These days, with so many social distancing and isolation orders persisting throughout the United States, there are fewer people on the roads than ever before. You might be working from home, avoiding social events or just staying in and staying safe. This probably means you are driving a lot less. READ MORE >>

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Wednesday, November 14, 2018

What Does Bodily Liability Insurance Mean?

Bodily injury liability insurance is one of the most common forms of liability insurance required for drivers today. Most states require this type of coverage. It provides for financial protection for other individuals when they suffer injuries as a result of your actions or inaction. READ MORE >>

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Thursday, September 13, 2018

5 Tips For Kicking Bad Driving Habits

Everyone makes a few mistakes from time to time. But, kicking bad driving habits can save you money. You may be able to avoid fines for a ticket. You may also be able to keep your auto insurance rates low. How can you kick those habits you are not proud of? #1: Pay Attention to What Is Around You READ MORE >>

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Monday, July 16, 2018

How To Handle Accidents With Animals In The Road

A deer runs out onto the road. You notice a dog in the street at the last second and have to brake hard. These types of instances can be challenging to manage. Your auto insurance policy may cover some or all of the damage you experience if you can't avoid a crash with an animal. READ MORE >>

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Wednesday, January 17, 2018

Avoiding Accidents When Driving In Winter Weather

Here in Minnesota, we're used to dealing with winter weather and hazardous roadways. But, if you're a new resident, or don't hit the roads often, your winter driving skills might need work. Snow, ice, and other weather can easily make for hazardous roadways. The risks for accidents or breakdowns skyrocket during winter storms. READ MORE >>

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Friday, February 10, 2017

Health Insurance For New Couples: What To Look For

Selecting health insurance for your family can prove to be an overwhelming process. There's much to think about including price, coverage and the future. If you are a new couple, you may be looking to share a health insurance plan. Not all policies are equal. READ MORE >>

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Wednesday, October 19, 2016

What Is A Policy Endorsement On Car Insurance?

Most car insurance policies contain the ability to make an adjustment to the basic plan. This change in the policy is known as an insurance endorsement. In most situations, an endorsement a change to the base policy that you, as the policyholder, has requested. READ MORE >>

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Tuesday, June 21, 2016

What Happens When An Excluded Driver Is Involved In A Not-At-Fault Accident?

If you're married and/or have children, you may have multiple drivers listed on your auto insurance policy. This may especially be true if several people share the same vehicle. But on the other hand, there may be certain people that you do not want driving your car. This may be because this person: READ MORE >>

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Tuesday, February 16, 2016

What is the Omnibus Clause for Auto Insurance?

If you've ever loaned your car to a friend who then allowed another person to drive your car, you may have been a little concerned about coverage. You may have wondered about what your auto insurance would cover if the third party were to be involved in an accident. READ MORE >>

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Tuesday, May 5, 2015

4 Benefits of Usage-Based Car Insurance

Imagine paying for car insurance not based on the driving habits of your demographic, but rather on the way you actually drive as an individual. This is the essence of usage-based insurance — in which a telematic device is installed in your car and tracks your driving behavior. READ MORE >>

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