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Committed to Serving You While Keeping Our "Social Distance" - COVID-19 Message

Our nation has been trying its best to stop COVID -19 from spreading in our communities.  Not knowing what will happen in the next few weeks and months leaves us all with questions.   In order to keep all of us as safe and healthy as possible, we are going to maintain contact with you via phone, email and regular mail service as needed.  We are not scheduling in-office or face-to-face meetings.

At this time, Dan, Wanda and Gwen are in the office Monday through Friday 9-5pm daily.  We are responding to all calls and emails in a timely manner.  Just know, we can also work remotely and will be able to respond to any needs in the event of a full office closure.  Should you need to make a payment or a policy change, please reach out to us directly at 651-264-1230.  The Contact Us tab at the top of the website has all of our emails as well. 

If it is after hours and you have a claim to report, calling your carrier directly would be a faster response.  This is a great time to make sure you have your insurance carrier's MOBILE app as well.  Here is the carrier link page.  https://www.lancetteagency.com/links.aspx

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Home > Blog > Coverage > Lancette Agency LLC Blog: coverage
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Lancette Agency LLC Blog: coverage

View the latest blog posts from Lancette Agency LLC.

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Wednesday, October 28, 2020

What to Do Before Filing a Home Insurance Claim

When an accident happens, it can be tempting to immediately file a home insurance claim. There are certain steps you should take before calling your insurance agent, however. Doing to can help ensure that you receive the most compensation you can from your insurance claim.  Seek Medical Assistance  READ MORE >>

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Thursday, July 11, 2019

When Should You Have Replacement Value for Auto Insruance

Choosing the right form of auto insurance is essential, and it can be very hard to do. Though you may know to buy comprehensive, collision, and liability insurance, you may not realize you have a few other decisions to make. For example, should you choose cash value or replacement value coverage? READ MORE >>

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Thursday, June 14, 2018

How To Insure Your New Motorcycle

It is time to purchase a new motorcycle. This purchase can be exciting. It can gives you a new sense of freedom. But, it is also a valuable investment. You need to do what it takes to protect it. If you buy a new motorcycle with a loan, the lender will likely require comprehensive motorcycle insurance. READ MORE >>

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Wednesday, May 23, 2018

Training Your Employees To Avoid Property Damage

Thousands of businesses offer in-home services to their clients. Plumbers might travel to make repairs. Electronics technicians might repair computers and TVs. Even grocery stores now offer delivery to customers' front doors. Yet, every time you dispatch an employee to someone else's property, there's a risk that they could do damage. READ MORE >>

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Friday, April 13, 2018

Protecting Possessions In Your Rental Home From Theft

If you live in a rental home, you don't own your property. It belongs to someone else. As such, this setup will always create a degree of unfamiliarity for the renter. This might raise a renter's risks of certain hazards, including theft. However, if theft occurs in your rental, it can carry a heavy toll. READ MORE >>

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Monday, March 12, 2018

A Comprehensive Boat Spring Cleaning List

Now that spring is in the air, it's almost time to pull your boat out of storage wand hit the water. However, there are a few important steps you need to take first. Just like your house, your boat will likely need spring cleaning. While you stored your boat, you likely exposed it to the normal storage deterioration. READ MORE >>

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Thursday, February 15, 2018

The Causes And Effects Of Frozen Pipes

This has been a long, cold winter, and it is not over yet. During periods of extreme cold, it's up to you to see to your home's safety and security. One task you'll likely need to undertake is protecting your plumbing and pipe systems. Periods of extreme cold can cause harm to your plumbing. READ MORE >>

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Wednesday, January 17, 2018

Avoiding Accidents When Driving In Winter Weather

Here in Minnesota, we're used to dealing with winter weather and hazardous roadways. But, if you're a new resident, or don't hit the roads often, your winter driving skills might need work. Snow, ice, and other weather can easily make for hazardous roadways. The risks for accidents or breakdowns skyrocket during winter storms. READ MORE >>

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Friday, December 8, 2017

Will Home Insurance Cover Damage From A Slow Leak?

Slow leaks are common occurrences in many homes. These leaks might hide behind walls and appliances, leading to gradual damage. At first, you might not know the leaks or damage are there. But over time, the evidence becomes clear. By this point, the damage might be significant. READ MORE >>

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Friday, October 13, 2017

Fire Safety Tips For Renters

As a renter, you don't want anything that brings harm to you or your possessions. However, sometimes, things happen that are beyond your control. For example, a fire might break out and destroy your property. Even if you took steps to reduce fire risks, they clearly didn't completely eliminate the risk of one occurring. READ MORE >>

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