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Committed to Serving You While Keeping Our "Social Distance" - COVID-19 Message

Our nation has been trying its best to stop COVID -19 from spreading in our communities.  Not knowing what will happen in the next few weeks and months leaves us all with questions.   In order to keep all of us as safe and healthy as possible, we are going to maintain contact with you via phone, email and regular mail service as needed.  We are not scheduling in-office or face-to-face meetings.

At this time, Dan, Wanda and Gwen are in the office Monday through Friday 9-5pm daily.  We are responding to all calls and emails in a timely manner.  Just know, we can also work remotely and will be able to respond to any needs in the event of a full office closure.  Should you need to make a payment or a policy change, please reach out to us directly at 651-264-1230.  The Contact Us tab at the top of the website has all of our emails as well. 

If it is after hours and you have a claim to report, calling your carrier directly would be a faster response.  This is a great time to make sure you have your insurance carrier's MOBILE app as well.  Here is the carrier link page.  https://www.lancetteagency.com/links.aspx

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Home > Blog > Coverage > Lancette Agency LLC Blog: coverage
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Lancette Agency LLC Blog: coverage

View the latest blog posts from Lancette Agency LLC.

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Tuesday, September 12, 2017

Are Roofs Covered Under Commercial Property Insurance?

Commercial property insurance policies offers comprehensive coverage. But does this include coverage for roofing damage? Not always. While traditional home insurance policies outline roof coverage — for incidents such as hail damage or tree damage — commercial property insurance may or may not provide the same protections. READ MORE >>

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Tuesday, August 8, 2017

Types Of Motorcycle Insurance Policies

Motorcycle insurance policies protect your vehicle from liability risks and other concerns. However, it can be a challenge to identify the right type of policy for your situation. By researching different policies, you can clarify your options and find strong coverage. Basic Liability Coverage READ MORE >>

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Monday, July 10, 2017

Safety Courses Could Lower Your Boat Insurance Costs

Boaters should keep safety in mind, both in and out of the water. One of the best ways to stay safe is to understand the risks you face, and how to avoid them. As a boater, you're often required by law to understand and follow safety practices. However, you can even go above and beyond legal requirements to reduce your risks. READ MORE >>

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Monday, June 12, 2017

Reducing RV Fire Risks

Setting out in your RV this summer? You're probably looking forward to a relaxing time on the road with your friends and family. However, it';s also important to keep an eye out for the unique safety risks your vehicle poses. RVs are much more complex than the average vehicle. READ MORE >>

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Tuesday, May 9, 2017

Reducing Fire Risks On Farms

If a farm is your livelihood, you likely understand how important it is to protect your property. A variety of different incidents can impact your agricultural business. If you have proper farm insurance, you'll likely have many resources to help you recover from damages. The list of potential fire sources on farms is long. READ MORE >>

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Wednesday, April 19, 2017

Is Flood Insurance Necessary?

Flood insurance is one of the most misunderstood types of insurance policies out there. Many believe their existing property insurance covers flooding damage from severe weather events. That is not the case. The standard homeowners insurance policy generally doesn't offer flood coverage. READ MORE >>

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Wednesday, March 22, 2017

Personal Safety Tips For Truckers

Long-haul truckers work long hours and carry very important cargo. It is up to these drivers to make sure that they deliver their products safely to their destinations. A long-haul trucker has a responsibility to his or her company, the product, and other drivers on the road. READ MORE >>

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Friday, February 10, 2017

Health Insurance For New Couples: What To Look For

Selecting health insurance for your family can prove to be an overwhelming process. There's much to think about including price, coverage and the future. If you are a new couple, you may be looking to share a health insurance plan. Not all policies are equal. READ MORE >>

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Monday, January 16, 2017

5 Steps For Purchasing Life Insurance At Age 30

At age 30, many people worry about the cost of their mortgage or saving for their child's education. Yet, many parents don't think about what might happen if they were not there to provide for their children. Life insurance can help minimize those risks. Buying life insurance at age 30 may still be very affordable. READ MORE >>

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Thursday, December 15, 2016

Should You File A Home Insurance Claim For A Broken Window?

Windows are a key structural component of your home, and a valuable one at that. There is no doubt that maintaining and securing your windows helps keep your home safe. When something does happen to your windows, you'll probably need repairs right away. READ MORE >>

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