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Lancette Agency LLC Blog: flood insurance

View the latest blog posts from Lancette Agency LLC.

Flood insurance is one of the most misunderstood types of insurance policies out there. Many believe their existing property insurance covers flooding damage from severe weather events. That is not the case. The standard homeowners insurance policy generally doesn't offer flood coverage. READ MORE >>

People see natural disasters occurring on the news and think, "Oh, that won't happen to me."; But when it comes to floods, they can occur anywhere and at any time. And they're not always easy to predict. One of the best ways you can protect your house, car and family is to purchase flood insurance before floodwaters have a chance to do damages. READ MORE >>

Flood insurance can be a complicated subject. First, floods come in two types: low intensity and high intensity. Low intensity flooding might be covered by homeowners insurance, but high intensity will need separate coverage. Do you know what your insurance covers? Low Intensity Floods READ MORE >>

As residents of the Midwest, we know all too well not to keep our fingers crossed when it comes to weather. Though summer might ultimately be remembered for the sunny days picnicking in the park, boating on the lake, or lying out at the beach, if you aren't properly prepared for the summer's inclement weather, you might end up remembering it for the wrong reasons! READ MORE >>

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