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Lancette Agency LLC Blog: home

View the latest blog posts from Lancette Agency LLC.

A kitchen fire can be devastating. It can happen to anyone, in any kitchen. Even if you maintain your kitchen, there is an increased risk of a fire occurring due to the cooking you do here. With home insurance, you have financial protection for your assets. It can help you recoup the losses and help with the repairs. READ MORE >>

Imagine hiring a plumber to come to your home. That person stumbles and falls. Or, they causes a pipe to burst, spraying water throughout the home. When situations like this occur, your home insurance may be there to help you recover from the loss. What happens next? When The Contractor Has Insurance READ MORE >>

Your boiler is one of the most important components of your home. Yet, when it stops working, you may not be sure what steps to take to pay for its replacement. Unfortunately, most times, your home insurance policy does not cover boiler breakdowns. There are some situations in which it can help you, though. READ MORE >>

Your driveway has a large crack running through it. Someone could trip and suffer a significant injury from this. Yet, the cost to make the repairs is high. Could your home insurance help you? As a component of the structure of your property, your driveway may have some coverage under your policy. READ MORE >>

Aging plumbing systems can pose a problem for any property owner. If your home is having any type of plumbing problem, this could signal a need for repair. Home insurance may cover some types of plumbing damage and incidents, but not all of them. A properly working plumbing system protects the value of your home. READ MORE >>

Insurers keep track of home insurance claims. They use this information to determine how likely a person is to file another claim. The information can also shed light on the type of financial responsibility a property owner has. Many claims remain on your record for as long as seven years. READ MORE >>

If you live in a rental home, you don't own your property. It belongs to someone else. As such, this setup will always create a degree of unfamiliarity for the renter. This might raise a renter's risks of certain hazards, including theft. However, if theft occurs in your rental, it can carry a heavy toll. READ MORE >>

This has been a long, cold winter, and it is not over yet. During periods of extreme cold, it's up to you to see to your home's safety and security. One task you'll likely need to undertake is protecting your plumbing and pipe systems. Periods of extreme cold can cause harm to your plumbing. READ MORE >>

Slow leaks are common occurrences in many homes. These leaks might hide behind walls and appliances, leading to gradual damage. At first, you might not know the leaks or damage are there. But over time, the evidence becomes clear. By this point, the damage might be significant. READ MORE >>

As a renter, you don't want anything that brings harm to you or your possessions. However, sometimes, things happen that are beyond your control. For example, a fire might break out and destroy your property. Even if you took steps to reduce fire risks, they clearly didn't completely eliminate the risk of one occurring. READ MORE >>

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