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Lancette Agency LLC Blog: insurance

View the latest blog posts from Lancette Agency LLC.

Choosing the right form of auto insurance is essential, and it can be very hard to do. Though you may know to buy comprehensive, collision, and liability insurance, you may not realize you have a few other decisions to make. For example, should you choose cash value or replacement value coverage? READ MORE >>

The air conditioning unit in most homes should last 15 to 20 years or longer with good maintenance. When it stops working or is no longer efficient, replacement can be expensive. You may want to consider turning to your home insurance policy for help in getting a new unit. READ MORE >>

There are many situations where a person needs to purchase car insurance for their vehicle. What if you do not own a vehicle? You may still be a driver, but you don't own a car at this time. Do you need auto insurance? The answer here is yes. READ MORE >>

A kitchen fire can be devastating. It can happen to anyone, in any kitchen. Even if you maintain your kitchen, there is an increased risk of a fire occurring due to the cooking you do here. With home insurance, you have financial protection for your assets. It can help you recoup the losses and help with the repairs. READ MORE >>

After a car accident, the long-term impact can be more serious than you thought possible. In some situations, men and women face medical care and surgeries. They lose time at work. In some situations, you may even find you need rehab to get back to where you want to be. Will your auto insurance cover these costs? READ MORE >>

Imagine hiring a plumber to come to your home. That person stumbles and falls. Or, they causes a pipe to burst, spraying water throughout the home. When situations like this occur, your home insurance may be there to help you recover from the loss. What happens next? When The Contractor Has Insurance READ MORE >>

Your boiler is one of the most important components of your home. Yet, when it stops working, you may not be sure what steps to take to pay for its replacement. Unfortunately, most times, your home insurance policy does not cover boiler breakdowns. There are some situations in which it can help you, though. READ MORE >>

Your driveway has a large crack running through it. Someone could trip and suffer a significant injury from this. Yet, the cost to make the repairs is high. Could your home insurance help you? As a component of the structure of your property, your driveway may have some coverage under your policy. READ MORE >>

Bodily injury liability insurance is one of the most common forms of liability insurance required for drivers today. Most states require this type of coverage. It provides for financial protection for other individuals when they suffer injuries as a result of your actions or inaction. READ MORE >>

Aging plumbing systems can pose a problem for any property owner. If your home is having any type of plumbing problem, this could signal a need for repair. Home insurance may cover some types of plumbing damage and incidents, but not all of them. A properly working plumbing system protects the value of your home. READ MORE >>

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