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Lancette Agency LLC Blog: insurance

View the latest blog posts from Lancette Agency LLC.

Nicholas Taleb’s book, “The Black Swan,” examines the impact of rare and extreme events. He suggests the solution for businesses is not to try and avoid these unpredictable events, but to develop robustness to ensure their survival. Many businesses do not account properly for these black swans. READ MORE >>

John from Ham Lake asked this great question. According to Lynn Blewett, a health economist with the University of Minnesota, health insurance first started out as catastrophic plan with high claims and not much preventative care. She said Medicare followed this model. READ MORE >>

Reviewing your homeowners policy may not rank high on our annual home-maintenance checklist. Yet following the five steps below will save you big bucks now and a lot of grief down the road. After the recent slew of natural disasters, average annual premiums are expected to surpass $1,000, with some owners likely to see double-digit rate hikes. READ MORE >>

You've got a lot to check off of your list for your summer vacation. You need to check on camp ground reservations, get everything packed and convince your kids that they're not going to die without Internet access. There's one additional thing that you don't want to forget: proper insurance for your recreational vehicle. READ MORE >>

Dear Adviser, I've had my current home insurance policy since 2011, and now the insurance company says it has to do an "interior survey" of my home. We've never needed a home insurance inspection before. I live in Minnesota, my home was built in 1950, and I've always had homeowners insurance. READ MORE >>

The National Storm Damage Center says it's important to understand what type of insurance policy you have before a storm hits. What are your policy's limitations? What does your insurance cover and what types of storms doesn't it cover? The following are some tips to consider: Learn how to identify the damage. READ MORE >>

Replete with stunning mountain ranges, swathes of desert and vast areas of luscious, green countryside, America is home to one of the most diverse terrains in the world. From the chilly Atlantic waters of Maine to the almost tropical Pacific waters of southern California, the USA landmass is brimming with spectacular vistas and domineering landscapes. READ MORE >>

(BPT) – Are your auto insurance premiums too high? Maybe they are, but not for reasons you might think. Insurance companies aren’t charging you higher premiums because you’re in an over-50 age group. You may be paying too much because you haven’t done anything to lower the cost of your premiums. READ MORE >>

Many times travelers feel safe once they have reached their hotel destination.  However, just because hotels are packed with other visitors doesn’t mean that it isn’t a target for thieves and other predators.  AAA urges travelers to keep the following thoughts in mind: READ MORE >>

For a long time, courts were flooded with cases concerning automobile accidents. This glut clogged the system and led to several detrimental consequences.  These included delayed medical coverage reimbursement, sometimes for many months, or even for years in some cases. READ MORE >>

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