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Lancette Agency LLC Blog: minneapolis

View the latest blog posts from Lancette Agency LLC.

If you've ever loaned your car to a friend who then allowed another person to drive your car, you may have been a little concerned about coverage. You may have wondered about what your auto insurance would cover if the third party were to be involved in an accident. READ MORE >>

Going through a divorce can either be rocky, or it can be a mutual meeting of the minds. If the latter is true, then you will want to ensure that you can financially provide for your children, even if you are no longer with their mother or father. A life insurance policy is a great way to ensure your children are taken care of if you pass. READ MORE >>

Although most home insurance providers don't require their customers to have working smoke detectors in their homes, their presence is quite valuable. According to statistics from the National Fire Protection Association, three out of five deaths related to home fires occurred in homes that either had no smoke alarms or no functional smoke detection devices. READ MORE >>

If an employee is injured during the course of work responsibilities, he or she may be eligible to receive financial benefits through your business' workers compensation insurance provider. This not only provides assistance to your employees, but it also protects your business. READ MORE >>

Finding an apartment that you like within your budget — and located in a convenient, safe part of town — isn't always an easy task. You might face competition with other potential renters or find other obstacles during your apartment search. READ MORE >>

There's nothing better than being out on the water with the wind blowing and the golden sun beaming down on you. While you're enjoying the wonderful weather, it's important to exercise water safety and make sure everyone on the boat is secure. Having the right boat insurance can assist in making this happen. READ MORE >>

From general liability insurance to commercial auto insurance, there are many options available for business owners to protect their business. All are great additions to your business, but knowing which coverage options to purchase and how much you should be spending is challenging if you are not familiar with insurance. READ MORE >>

A motorcycle is a huge investment, and keeping that investment safe should be one of your priorities. There are a number of ways to protect your motorcycle, but one of the first items on your agenda should be obtaining a comprehensive motorcycle insurance policy that will help absorb the costs in the event of an accident, theft, fire or other occurrence. READ MORE >>

Imagine paying for car insurance not based on the driving habits of your demographic, but rather on the way you actually drive as an individual. This is the essence of usage-based insurance — in which a telematic device is installed in your car and tracks your driving behavior. READ MORE >>

Flood insurance can be a complicated subject. First, floods come in two types: low intensity and high intensity. Low intensity flooding might be covered by homeowners insurance, but high intensity will need separate coverage. Do you know what your insurance covers? Low Intensity Floods READ MORE >>

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