Preheader

 

Committed to Serving You While Keeping Our "Social Distance" - COVID-19 Message

Our nation has been trying its best to stop COVID -19 from spreading in our communities.  Not knowing what will happen in the next few weeks and months leaves us all with questions.   In order to keep all of us as safe and healthy as possible, we are going to maintain contact with you via phone, email and regular mail service as needed.  We are not scheduling in-office or face-to-face meetings.

At this time, Dan, Wanda and Gwen are in the office Monday through Friday 9-5pm daily.  We are responding to all calls and emails in a timely manner.  Just know, we can also work remotely and will be able to respond to any needs in the event of a full office closure.  Should you need to make a payment or a policy change, please reach out to us directly at 651-264-1230.  The Contact Us tab at the top of the website has all of our emails as well. 

If it is after hours and you have a claim to report, calling your carrier directly would be a faster response.  This is a great time to make sure you have your insurance carrier's MOBILE app as well.  Here is the carrier link page.  https://www.lancetteagency.com/links.aspx

Home Facebook Twitter LinkedIn

 
  • Home
  • Get A Quote
  • Customer Service
  • Make A Payment
  • Blog
  • Resources
    • Calculators
    • Frequently Asked Questions
    • Important Files
    • Important Links
    • Insurance Glossary
    • Refer A Friend
    • Secure File Area
  • About Us
    • About Lancette Agency, LLC
    • Customer Testimonials
    • Employee Directory
    • Location Map
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join Our Newsletter
Home > Blog > When Should I Tell My Insurer I’m Doing Some Remodeling?
WEDNESDAY, FEBRUARY 26, 2020

When Should I Tell My Insurer I’m Doing Some Remodeling?

Homeowners InsuranceA call to your home insurance provider should be among the first you make when you plan on doing some remodeling. Before you've even called your contractor, it's a good idea to get in touch with your insurer. Here's why:
  • You want to make sure that remodeling won’t compromise your current policy. It's your home and you can do with it what you will. However, certain policies may be compromised if you start to undergo construction without updating your insurer. After all, they need to know what it is that they're covering.
  • You might need to buy some additional insurance during construction. If this is the case, your agent can guide you towards the policies that you need to protect yourself. For instance, builder's risk insurance can be essential if you are engaging in a particularly ambitious project.
  • You might need to buy additional insurance for your possessions. Building onto a home or remodeling a room can invite a whole new set of risks when it comes to insuring your possessions. You don't want to find out about your updated risk profile after filing the claim.
  • You might need to vet your contractors. Your insurer can guide you through this process. You want to make sure that your contractors are carrying their own insurance, and your agent can help guide you through the process of verifying that.
  • You might want to expand your coverage at each step of construction. Few renovation projects are all done at once. Typically, you're going in steps. A new bathtub here. Another bedroom there. So, it's a good idea to keep your home insurance provider informed every step of the way.
As a rule of thumb, it's a good idea to contact your insurance agent any time you're making a major decision regarding your home. Your interests are their interests. They want to help you control and reduce the risk involved in being a homeowner.

If you're buying insurance from a reputable company, you can generally count on your agent to help you through any questions regarding major remodeling, repairs, or renovation you plan on doing in your home. This way, your end is covered should something go wrong.
Posted 1:30 PM

Tags: homeowners insurance,
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • insurance(76)
  • minneapolis(42)
  • lancette agency(41)
  • minnesota(38)
  • coverage(33)
  • st paul(25)
  • auto insurance(21)
  • home insurance(21)
  • car insurance(15)
  • protection(12)
  • oakdale(11)
  • mn(10)
  • minneapolis mn insurance(10)
  • safety(9)
  • liability(7)
  • business insurance(7)
  • motorcycle insurance(6)
  • homeowners insurance(5)
  • auto(5)
  • home(5)
  • rv insurance(4)
  • policy(4)
  • st paul car insurance(4)
  • renters insurance(4)
  • flood insurance(4)
  • boat insurance(4)
  • damage(4)
  • health insurance(4)
  • rates(4)
  • st paul auto insurance(4)
  • minneapolis auto insurance(4)
  • premiums(4)
  • car insurance st paul(3)
  • motorcycle(3)
  • car(3)
  • policies(3)
  • fire(3)
  • auto insurance st paul(3)
  • minneapolis motorcycle insurance(3)
  • maintenance(3)
  • claims(3)
  • safety tips(3)
  • life insurance(3)
  • summer vacation(3)
  • aaa(3)
  • minneapolis insurance(3)
  • tips(3)
  • commercial auto insurance(2)
  • minneapolis business insurance(2)
  • approval(2)

View Mobile Version
  • Auto Owners Insurance
  • AAA
  • Selective Insurance
  • West Bend Insurance
  • Progressive Insurance
  • Dairyland Insurance
Local: (651) 264-1230|Fax: (651) 264-1233 1322 Helmo Ave N|St Paul, MN 55128
Home|Our Products|Customer Service|Payment Options|Report a Claim
About Us|Our Carriers|Contact Us
Facebook Twitter LinkedIn
Powered By Insurance Website Builder